Debt is that which is owed; usually referencing assets owed, but the term can also cover moral obligations and other interactions not requiring money.

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debt n. Something owed, such as money, goods, or services. An obligation or liability to pay or render something to someone else

If you or someone you know is in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or ...

debt - definition of debt - An amount owed to a person or organization for funds borrowed. Debt can be represented by a loan note, bond, mortgage or other form stating repayment...

Another National Debt clock, this one not in Java, with many useful links, and a National Debt FAQ.